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How pooling works
Primex is not an insurance company. We’re a member-led, not-for-profit risk pool, which means our goal is to protect New Hampshire’s public entities, not to make a profit from them.
Controlled Exposure
By pooling resources, members share the cost of risk across hundreds of cities, towns, schools, and public organizations.
Rate Stability
This collective strength creates rate stability, shared knowledge, and even the potential for a return of surplus when claims are lower than expected.
Protecting Each Other
Pooling isn’t just an alternative to traditional insurance – it’s a smarter, more collaborative way to protect New Hampshire’s communities.
Benefits of membership
Human, responsive claims support when you need it most.